Brad Ramirez

Brad Ramirez

Brad Ramirez

Vice President and Consulting Actuary

Brad is a Vice President and Consulting Actuary in Segal’s Denver office and has oveyear 20 rs of consulting experience. He has specialized expertise in the funding, design and administration of defined benefit pension plans. Brad works with public and private institutions to help manage the financial risks of providing stable retirement income to their former employees. His clients include public retirement systems, funds established by regional transportation authorities and multiemployer trusts covering union-represented building trade employees.

Brad is a member of Segal’s National Public Sector Retirement Practice and serves as lead consultant and actuary many public and multiemployer clients including the Colorado Public Employees’ Retirement Association and the Public Employees Retirement System of the State of Nevada.

A former college mathematics professor, Brad has experience communicating complicated actuarial concepts to people of all backgrounds.

Brad received a BS in Mathematics and an MS with an emphasis in Abstract Algebra from the University of Nevada. He was awarded a Graduate Teaching Fellowship at the University of Oregon, where he taught Advanced Algebra and Statistics.

Brad is a Fellow of both the Society of Actuaries and the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries and an ERISA Enrolled Actuary. He is a member of the Conference of Consulting Actuaries Public Plans Committee that recently drafted a policy document outlining model practices for funding public pension plans.

Brad speaks and presents frequently at professional organizations, including the Enrolled Actuaries Meeting, the Conference of Consulting Actuaries, the National Association of State Retirement Administrators and the National Council on Teacher Retirement. Additionally, he often provides educational sessions for the Boards and Staff of public pension retirement systems. Brad has testified on pension matters before legislature and other governing bodies throughout the country.

Presentations and publications include:

  • “Actuarial Funding Policies and Practices for Public Pension Plans (2nd Edition),” Conference of Consulting Actuaries Public Plans Committee, August 2024
  • “Elevate the Conversation with Your Actuary,” National Conference on Public Employee Retirement Systems (NCPERS) 2023 Annual Conference and Exhibition, May 2023
  • “Public Pension Plan Sponsors: Get Ready for New Disclosures,” NCPERS PERSist, Spring 2022
  • “Public Safety Pension Update,” National Association of Police Organizations 33rd Annual Pension and Benefits Seminar, February 2022
  • “Legacy Costs - The Elephant in the Room,” National Council on Teacher Retirement 2019 Annual Conference, October 2019
  • “Public Plans Open Forum,” Conference of Consulting Actuaries 2018 Annual Meeting, October 2018
  • “Plan Funding and Design,” National Association of Police Organizations 2018 Pension and Benefits Seminar, January 2018
  • “What Comes First, the Actuarial Assumption of the Investment Allocation?” NCPERS 2017 Public Safety Employees Pension and Benefits Conference, October 2017
  • “Multiemployer Plans for Non-Multiemployer Plan Actuaries,” 2016 Enrolled Actuaries Meeting, April 2016
  • “Actuarial Analysis & Planning Considerations for Trustees,” National Association of Police Organizations 28th Annual Police, Fire, EMS & Municipal Employee Pension & Benefits Seminar, January 2016
  • “GASB Grab Bag,” 2015 Conference of Consulting Actuaries Annual Meeting, October 2015
  • “GASB 67/68 2015 and Beyond," BKD Annual Governmental Seminar, August 2015
  • “How Public Pension Plans Can Develop and Maintain Actuarially Responsible Funding Policies: Four Perspectives,” with Paul Angelo, HR News, December 2014 

Read insights from Brad

  • July 13, 2022

    Public Pension Plan Sponsors: Get Ready for New Disclosures

    Learn more about the new disclosures and how it might affect your plans.

    Topics covered: Retirement, Public Sector

    Read full insight

Contact Brad

The information you provide will not be shared with anyone outside Segal.

Brad Ramirez

Brad Ramirez

Brad Ramirez

Vice President and Consulting Actuary

Brad is a Vice President and Consulting Actuary in Segal’s Denver office and has oveyear 20 rs of consulting experience. He has specialized expertise in the funding, design and administration of defined benefit pension plans. Brad works with public and private institutions to help manage the financial risks of providing stable retirement income to their former employees. His clients include public retirement systems, funds established by regional transportation authorities and multiemployer trusts covering union-represented building trade employees.

Brad is a member of Segal’s National Public Sector Retirement Practice and serves as lead consultant and actuary many public and multiemployer clients including the Colorado Public Employees’ Retirement Association and the Public Employees Retirement System of the State of Nevada.

A former college mathematics professor, Brad has experience communicating complicated actuarial concepts to people of all backgrounds.

Brad received a BS in Mathematics and an MS with an emphasis in Abstract Algebra from the University of Nevada. He was awarded a Graduate Teaching Fellowship at the University of Oregon, where he taught Advanced Algebra and Statistics.

Brad is a Fellow of both the Society of Actuaries and the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries and an ERISA Enrolled Actuary. He is a member of the Conference of Consulting Actuaries Public Plans Committee that recently drafted a policy document outlining model practices for funding public pension plans.

Brad speaks and presents frequently at professional organizations, including the Enrolled Actuaries Meeting, the Conference of Consulting Actuaries, the National Association of State Retirement Administrators and the National Council on Teacher Retirement. Additionally, he often provides educational sessions for the Boards and Staff of public pension retirement systems. Brad has testified on pension matters before legislature and other governing bodies throughout the country.

Presentations and publications include:

  • “Actuarial Funding Policies and Practices for Public Pension Plans (2nd Edition),” Conference of Consulting Actuaries Public Plans Committee, August 2024
  • “Elevate the Conversation with Your Actuary,” National Conference on Public Employee Retirement Systems (NCPERS) 2023 Annual Conference and Exhibition, May 2023
  • “Public Pension Plan Sponsors: Get Ready for New Disclosures,” NCPERS PERSist, Spring 2022
  • “Public Safety Pension Update,” National Association of Police Organizations 33rd Annual Pension and Benefits Seminar, February 2022
  • “Legacy Costs - The Elephant in the Room,” National Council on Teacher Retirement 2019 Annual Conference, October 2019
  • “Public Plans Open Forum,” Conference of Consulting Actuaries 2018 Annual Meeting, October 2018
  • “Plan Funding and Design,” National Association of Police Organizations 2018 Pension and Benefits Seminar, January 2018
  • “What Comes First, the Actuarial Assumption of the Investment Allocation?” NCPERS 2017 Public Safety Employees Pension and Benefits Conference, October 2017
  • “Multiemployer Plans for Non-Multiemployer Plan Actuaries,” 2016 Enrolled Actuaries Meeting, April 2016
  • “Actuarial Analysis & Planning Considerations for Trustees,” National Association of Police Organizations 28th Annual Police, Fire, EMS & Municipal Employee Pension & Benefits Seminar, January 2016
  • “GASB Grab Bag,” 2015 Conference of Consulting Actuaries Annual Meeting, October 2015
  • “GASB 67/68 2015 and Beyond," BKD Annual Governmental Seminar, August 2015
  • “How Public Pension Plans Can Develop and Maintain Actuarially Responsible Funding Policies: Four Perspectives,” with Paul Angelo, HR News, December 2014 

Read insights from Brad

  • July 13, 2022

    Public Pension Plan Sponsors: Get Ready for New Disclosures

    Learn more about the new disclosures and how it might affect your plans.

    Topics covered: Retirement, Public Sector

    Read full insight

Contact Brad

The information you provide will not be shared with anyone outside Segal.

Brad Ramirez

Vice President and Consulting Actuary

Brad Ramirez

Contact Brad

The information you provide will not be shared with anyone outside Segal.

Brad is a Vice President and Consulting Actuary in Segal’s Denver office and has oveyear 20 rs of consulting experience. He has specialized expertise in the funding, design and administration of defined benefit pension plans. Brad works with public and private institutions to help manage the financial risks of providing stable retirement income to their former employees. His clients include public retirement systems, funds established by regional transportation authorities and multiemployer trusts covering union-represented building trade employees.

Brad is a member of Segal’s National Public Sector Retirement Practice and serves as lead consultant and actuary many public and multiemployer clients including the Colorado Public Employees’ Retirement Association and the Public Employees Retirement System of the State of Nevada.

A former college mathematics professor, Brad has experience communicating complicated actuarial concepts to people of all backgrounds.

Brad received a BS in Mathematics and an MS with an emphasis in Abstract Algebra from the University of Nevada. He was awarded a Graduate Teaching Fellowship at the University of Oregon, where he taught Advanced Algebra and Statistics.

Brad is a Fellow of both the Society of Actuaries and the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries and an ERISA Enrolled Actuary. He is a member of the Conference of Consulting Actuaries Public Plans Committee that recently drafted a policy document outlining model practices for funding public pension plans.

Brad speaks and presents frequently at professional organizations, including the Enrolled Actuaries Meeting, the Conference of Consulting Actuaries, the National Association of State Retirement Administrators and the National Council on Teacher Retirement. Additionally, he often provides educational sessions for the Boards and Staff of public pension retirement systems. Brad has testified on pension matters before legislature and other governing bodies throughout the country.

Presentations and publications include:

  • “Actuarial Funding Policies and Practices for Public Pension Plans (2nd Edition),” Conference of Consulting Actuaries Public Plans Committee, August 2024
  • “Elevate the Conversation with Your Actuary,” National Conference on Public Employee Retirement Systems (NCPERS) 2023 Annual Conference and Exhibition, May 2023
  • “Public Pension Plan Sponsors: Get Ready for New Disclosures,” NCPERS PERSist, Spring 2022
  • “Public Safety Pension Update,” National Association of Police Organizations 33rd Annual Pension and Benefits Seminar, February 2022
  • “Legacy Costs - The Elephant in the Room,” National Council on Teacher Retirement 2019 Annual Conference, October 2019
  • “Public Plans Open Forum,” Conference of Consulting Actuaries 2018 Annual Meeting, October 2018
  • “Plan Funding and Design,” National Association of Police Organizations 2018 Pension and Benefits Seminar, January 2018
  • “What Comes First, the Actuarial Assumption of the Investment Allocation?” NCPERS 2017 Public Safety Employees Pension and Benefits Conference, October 2017
  • “Multiemployer Plans for Non-Multiemployer Plan Actuaries,” 2016 Enrolled Actuaries Meeting, April 2016
  • “Actuarial Analysis & Planning Considerations for Trustees,” National Association of Police Organizations 28th Annual Police, Fire, EMS & Municipal Employee Pension & Benefits Seminar, January 2016
  • “GASB Grab Bag,” 2015 Conference of Consulting Actuaries Annual Meeting, October 2015
  • “GASB 67/68 2015 and Beyond," BKD Annual Governmental Seminar, August 2015
  • “How Public Pension Plans Can Develop and Maintain Actuarially Responsible Funding Policies: Four Perspectives,” with Paul Angelo, HR News, December 2014 

Read insights from Brad

  • July 13, 2022

    Public Pension Plan Sponsors: Get Ready for New Disclosures

    Learn more about the new disclosures and how it might affect your plans.

    Topics covered: Retirement, Public Sector

    Read full insight

Brad Ramirez

Vice President and Consulting Actuary

Brad Ramirez

Contact Brad

The information you provide will not be shared with anyone outside Segal.

Brad is a Vice President and Consulting Actuary in Segal’s Denver office and has oveyear 20 rs of consulting experience. He has specialized expertise in the funding, design and administration of defined benefit pension plans. Brad works with public and private institutions to help manage the financial risks of providing stable retirement income to their former employees. His clients include public retirement systems, funds established by regional transportation authorities and multiemployer trusts covering union-represented building trade employees.

Brad is a member of Segal’s National Public Sector Retirement Practice and serves as lead consultant and actuary many public and multiemployer clients including the Colorado Public Employees’ Retirement Association and the Public Employees Retirement System of the State of Nevada.

A former college mathematics professor, Brad has experience communicating complicated actuarial concepts to people of all backgrounds.

Brad received a BS in Mathematics and an MS with an emphasis in Abstract Algebra from the University of Nevada. He was awarded a Graduate Teaching Fellowship at the University of Oregon, where he taught Advanced Algebra and Statistics.

Brad is a Fellow of both the Society of Actuaries and the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries and an ERISA Enrolled Actuary. He is a member of the Conference of Consulting Actuaries Public Plans Committee that recently drafted a policy document outlining model practices for funding public pension plans.

Brad speaks and presents frequently at professional organizations, including the Enrolled Actuaries Meeting, the Conference of Consulting Actuaries, the National Association of State Retirement Administrators and the National Council on Teacher Retirement. Additionally, he often provides educational sessions for the Boards and Staff of public pension retirement systems. Brad has testified on pension matters before legislature and other governing bodies throughout the country.

Presentations and publications include:

  • “Actuarial Funding Policies and Practices for Public Pension Plans (2nd Edition),” Conference of Consulting Actuaries Public Plans Committee, August 2024
  • “Elevate the Conversation with Your Actuary,” National Conference on Public Employee Retirement Systems (NCPERS) 2023 Annual Conference and Exhibition, May 2023
  • “Public Pension Plan Sponsors: Get Ready for New Disclosures,” NCPERS PERSist, Spring 2022
  • “Public Safety Pension Update,” National Association of Police Organizations 33rd Annual Pension and Benefits Seminar, February 2022
  • “Legacy Costs - The Elephant in the Room,” National Council on Teacher Retirement 2019 Annual Conference, October 2019
  • “Public Plans Open Forum,” Conference of Consulting Actuaries 2018 Annual Meeting, October 2018
  • “Plan Funding and Design,” National Association of Police Organizations 2018 Pension and Benefits Seminar, January 2018
  • “What Comes First, the Actuarial Assumption of the Investment Allocation?” NCPERS 2017 Public Safety Employees Pension and Benefits Conference, October 2017
  • “Multiemployer Plans for Non-Multiemployer Plan Actuaries,” 2016 Enrolled Actuaries Meeting, April 2016
  • “Actuarial Analysis & Planning Considerations for Trustees,” National Association of Police Organizations 28th Annual Police, Fire, EMS & Municipal Employee Pension & Benefits Seminar, January 2016
  • “GASB Grab Bag,” 2015 Conference of Consulting Actuaries Annual Meeting, October 2015
  • “GASB 67/68 2015 and Beyond," BKD Annual Governmental Seminar, August 2015
  • “How Public Pension Plans Can Develop and Maintain Actuarially Responsible Funding Policies: Four Perspectives,” with Paul Angelo, HR News, December 2014 

Read insights from Brad

  • July 13, 2022

    Public Pension Plan Sponsors: Get Ready for New Disclosures

    Learn more about the new disclosures and how it might affect your plans.

    Topics covered: Retirement, Public Sector

    Read full insight

Brad Ramirez

Brad Ramirez

Vice President and Consulting Actuary

Contact Brad

The information you provide will not be shared with anyone outside Segal.

Brad is a Vice President and Consulting Actuary in Segal’s Denver office and has oveyear 20 rs of consulting experience. He has specialized expertise in the funding, design and administration of defined benefit pension plans. Brad works with public and private institutions to help manage the financial risks of providing stable retirement income to their former employees. His clients include public retirement systems, funds established by regional transportation authorities and multiemployer trusts covering union-represented building trade employees.

Brad is a member of Segal’s National Public Sector Retirement Practice and serves as lead consultant and actuary many public and multiemployer clients including the Colorado Public Employees’ Retirement Association and the Public Employees Retirement System of the State of Nevada.

A former college mathematics professor, Brad has experience communicating complicated actuarial concepts to people of all backgrounds.

Brad received a BS in Mathematics and an MS with an emphasis in Abstract Algebra from the University of Nevada. He was awarded a Graduate Teaching Fellowship at the University of Oregon, where he taught Advanced Algebra and Statistics.

Brad is a Fellow of both the Society of Actuaries and the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries and an ERISA Enrolled Actuary. He is a member of the Conference of Consulting Actuaries Public Plans Committee that recently drafted a policy document outlining model practices for funding public pension plans.

Brad speaks and presents frequently at professional organizations, including the Enrolled Actuaries Meeting, the Conference of Consulting Actuaries, the National Association of State Retirement Administrators and the National Council on Teacher Retirement. Additionally, he often provides educational sessions for the Boards and Staff of public pension retirement systems. Brad has testified on pension matters before legislature and other governing bodies throughout the country.

Presentations and publications include:

  • “Actuarial Funding Policies and Practices for Public Pension Plans (2nd Edition),” Conference of Consulting Actuaries Public Plans Committee, August 2024
  • “Elevate the Conversation with Your Actuary,” National Conference on Public Employee Retirement Systems (NCPERS) 2023 Annual Conference and Exhibition, May 2023
  • “Public Pension Plan Sponsors: Get Ready for New Disclosures,” NCPERS PERSist, Spring 2022
  • “Public Safety Pension Update,” National Association of Police Organizations 33rd Annual Pension and Benefits Seminar, February 2022
  • “Legacy Costs - The Elephant in the Room,” National Council on Teacher Retirement 2019 Annual Conference, October 2019
  • “Public Plans Open Forum,” Conference of Consulting Actuaries 2018 Annual Meeting, October 2018
  • “Plan Funding and Design,” National Association of Police Organizations 2018 Pension and Benefits Seminar, January 2018
  • “What Comes First, the Actuarial Assumption of the Investment Allocation?” NCPERS 2017 Public Safety Employees Pension and Benefits Conference, October 2017
  • “Multiemployer Plans for Non-Multiemployer Plan Actuaries,” 2016 Enrolled Actuaries Meeting, April 2016
  • “Actuarial Analysis & Planning Considerations for Trustees,” National Association of Police Organizations 28th Annual Police, Fire, EMS & Municipal Employee Pension & Benefits Seminar, January 2016
  • “GASB Grab Bag,” 2015 Conference of Consulting Actuaries Annual Meeting, October 2015
  • “GASB 67/68 2015 and Beyond," BKD Annual Governmental Seminar, August 2015
  • “How Public Pension Plans Can Develop and Maintain Actuarially Responsible Funding Policies: Four Perspectives,” with Paul Angelo, HR News, December 2014 

Read insights from Brad

  • July 13, 2022

    Public Pension Plan Sponsors: Get Ready for New Disclosures

    Learn more about the new disclosures and how it might affect your plans.

    Topics covered: Retirement, Public Sector

    Read full insight